Budgeting

Side Hustles to Amp Your Income

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You’ve started your personal finance journey, you’re getting on a good monthly budget, and you’ve pared back your lifestyle to squeeze as much extra money as you can…but it still doesn’t seem to be getting the job done. You’re either still in the hole every month, or you’re not making progress on your debt payoff […]

Budgeting

Falling Back Into Routine

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As we look forward to the end of the year, it may be easy to shift back into the routine. Vacation time is over, the kids are back in school, and soon the holiday frenzy will be upon us! This time of year can impact your finances on many levels, so now is the time […]

Budgeting

Back to School & How to Avoid Busting Your Budget

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As summer draws to a close, parents everywhere shift back into a school year mindset. With that shift comes the annual ritual of shopping for back-to-school supplies and clothing, which can often reach into the hundreds of dollars per child. If you’re trying to stay on budget and not let this derail your savings or […]

Debt

Student Loan Debt: A Broken System & How to Avoid It

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Last week, the Wall Street Journal published an article about the history of the U.S. student debt crisis. You can read the article here, and it’s definitely worth the read. How did so many in this country get so deeply mired in student loan debt? And what can we do now to get ourselves, as a nation, out […]

Credit

Dealing with Student Loans: Getting Started in Five Easy Steps

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To all of the newly-minted college graduates out there, congratulations! Diploma in hand, the world is your oyster. However, you may be one of the millions of students graduating this year with some amount of student debt. The nation’s student loan debt is over $1 trillion and is not only larger than the country’s collective […]

Budgeting

How to Deal with a Blown Budget

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Budgeting, like any habit or discipline, does not magically happen overnight. However, if you continue to work your budget, month by month, the habit will become more routine, and you’ll find yourself sticking to the budget much easier. BUT, what happens in those instances when an unforeseen event blows your budget early into the month, […]

Budgeting

My Personal Finance Story

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Perhaps this should’ve been the first blog post I posted here on the Abacus Solutions website; admitting mistakes and screwups is hard, though, right? I’m a firm believer, however, in learning from mistakes, and even better, using my mistakes as a tool to prevent others from making those same mistakes. So here goes. As I’ve […]