Debt

Student Loan Debt: A Broken System & How to Avoid It

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Last week, the Wall Street Journal published an article about the history of the U.S. student debt crisis. You can read the article here, and it’s definitely worth the read. How did so many in this country get so deeply mired in student loan debt? And what can we do now to get ourselves, as a nation, out […]

Credit

Dealing with Student Loans: Getting Started in Five Easy Steps

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To all of the newly-minted college graduates out there, congratulations! Diploma in hand, the world is your oyster. However, you may be one of the millions of students graduating this year with some amount of student debt. The nation’s student loan debt is over $1 trillion and is not only larger than the country’s collective […]

Budgeting

How to Deal with a Blown Budget

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Budgeting, like any habit or discipline, does not magically happen overnight. However, if you continue to work your budget, month by month, the habit will become more routine, and you’ll find yourself sticking to the budget much easier. BUT, what happens in those instances when an unforeseen event blows your budget early into the month, […]

Budgeting

My Personal Finance Story

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Perhaps this should’ve been the first blog post I posted here on the Abacus Solutions website; admitting mistakes and screwups is hard, though, right? I’m a firm believer, however, in learning from mistakes, and even better, using my mistakes as a tool to prevent others from making those same mistakes. So here goes. As I’ve […]

Budgeting

Why You Really Shouldn’t Take (Financial) Advice From Roxette

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Ahh, 80s pop rock. So synth-y, such big hair. One of my all-time favorite acts was one of these bands, Roxette. I can still remember going to the mall when I was in sixth grade and purchasing Joyride on cassette (!!!); the summer following that purchase, I about wore out that cassette tape, rewinding and replaying my […]